CreDiT CarDs

it's the beginning of a new month again. mid-yr le... argghh!!!! soooooo fast!!

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dying my hair now.. cant remb when was the last time i dyed it le.. cny??? actually my hair rather damaged le.. i know i shouldnt dye it le.. but... hmm.. the color's really boring lar. tot of changing it then can give myself a new 'mood'. haha.. ~ crap~ thinking of perming also... see how baa~

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GSS...many things i wanna buy... but.. no $$.. haii~ july will start repaying dad's cpf.. more haii~

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in the past, i cannot understand y when using credit cards, pple choose to pay the minimum and not the full amt. y be so silly to bear the interests? but now... i think i can understand le... it's really really very tempting to only pay a minimum of 3% of the o/s instead of the full amt. big temptation. and i guess it's exactly becuz of this temptation tt so many pple r on their way to bankruptcy. o well.

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i guess i really should stop using credit cards. when the bills come, the thought of paying only for the minimum is sooooo great. and i know, if there is once, there will be twice. and b4 u know it, the interests is snowballing and the outstanding is also snowballing. i think it's time to stop. better go back to my good old debit cards. straight away deduct wad i spend, then there will be no temptations at all. mm..

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scv channel 48 is broadcasting this donation show by artistes. live telecast. started in the afternn till now. think it will end at 10pm. which means tt if tdy fly a plane to hk, can also catch the show there. ahaa, interesting tot. ~