Sunday, November 9, 2008

SaVinG FoR 下雨天

DBS will be laying off 900 staff to cut costs... read from papers tt retrenchment will be the last option for UOB, but cost cutting will come from the reductions in increments and bonuses.
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uh-oh... that's not good news at all.
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right at this mmt, 'retrenchment' is not a threatening word to me. im young, i dont have much commitments, so if i really kenna retrenched, it's not tt depressing either (except perhaps, the impact on the morale and the dignity put aside).
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but i imagined... if 1 day, im 30years old with 2 kids (1 who is a newborn), a newly bought car with 7years instalments, a house with 30-years more repayment to go, 2 parents to maintain, and tons of instalment plans signed with the credit cards........... wad will the understanding of 'retrenchment' become?
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to make thing worse, let's put in the assumption tt i've newly joined the company for only 1year before i was retrenched. which means the compensation will only be a mth of my salary.............
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wad will happen then?
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so conclusion?
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let's all be more prudent with our spendings. the essence of 'saving for rainy days' has never make as much sense as now. no one can predict the future.. but there's one fact which all of us understand ie. w/o money, nothing is achieveable.
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